Does hip replacement affect travel insurance?
Does a joint replacement affect your travel insurance? Having a joint replacement is quite a common and fairly routine operation, so shouldn’t affect you getting the cover your need.
What medical conditions do you have to declare for travel insurance?
Some of the most commonly declared pre-existing medical conditions include:
- Chronic illness, including cancer.
- Crohn’s disease.
- Circulatory problems, including stroke and high blood pressure.
- Heart conditions.
- Respiratory issues, including asthma.
- Cystic fibrosis.
- Back pain or joint problems.
Do you have to declare an operation on travel insurance?
In principle, yes, providing you are fit to travel. Make sure you declare the condition for which you had the surgery when getting your quote, and then answer the medical screening questions. Any answers you need to provide about the surgery will be covered there.
Can I fly after hip replacement surgery?
The good news is, as early as a week after your hip replacement surgery, you could take a short flight. However, a long haul flight isn’t recommended by the NHS during the first 3 months after the procedure. That’s because long haul flights can: Increase discomfort in your hip and disrupt its healing.
How soon can you fly after a hip replacement?
A commonly asked question by those seeking a joint replacement is how soon can I fly after the surgery? I generally recommend as soon as you are comfortable with sitting down, you can fly. Usually, three to four weeks is the minimum time.
How long before you can fly after hip replacement surgery?
How soon can I fly on an airplane after hip or knee replacement surgery? People can travel on an airplane six weeks after their surgery. Check with your surgeon prior to flying. During flying, exercise your calf muscles and ankles frequently.
Can you exclude a medical condition from travel insurance?
You’ll need to declare all existing medical conditions when buying travel insurance. … Some policies or insurers won’t cover your medical condition. While others will give you cover but exclude your particular condition or charge extra for it.
What is classed as a pre-existing medical condition?
A medical illness or injury that you have before you start a new health care plan may be considered a “pre-existing condition.” Conditions like diabetes, COPD, cancer, and sleep apnea, may be examples of pre-existing health conditions.
What counts as a pre-existing condition?
A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can’t refuse to cover treatment for your pre-existing condition or charge you more.
Do you have to declare high blood pressure on travel insurance?
Should I declare my high blood pressure? The quick answer to this question is: yes! You should always tell your insurer about your high blood pressure, even if it’s being well-managed through medication. High blood pressure is considered to be a ‘pre-existing medical condition’ by insurers.
Do you have to declare statins on travel insurance?
The short answer is, yes! Although high cholesterol is often seen as a minor condition, it’s important to declare it on your travel insurance policy in case of any linked conditions. That way, if something happens to you whilst you’re away, you can rest assured with peace of mind that it is covered.
Do I have to declare anxiety on travel insurance?
Any diagnosed medical condition, being physical or psychological (such as personality disorders, anxiety or depression), will need to be declared on the policy to ensure that you are fully covered when you travel.