Best answer: Does Aflac pay if you have surgery?

Is surgery covered under Aflac?

Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy. … Benefits are not payable for cosmetic or elective surgery that is not due to sickness.

Does Aflac pay for general anesthesia?

The highest eligible benefit will be paid. Aflac will pay an indemnity benefit equal to 25% of the amount shown in the Schedule of Operations for the administration of anesthesia during a covered surgical operation. … This benefit is payable once per Covered Person, per lifetime.

What does Aflac hospitalization cover?

HOSPITAL SHORT-STAY BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital, including an observation room, or an Ambulatory Surgical Center, for a period of less than 23 hours and a charge is incurred for such treatment.

Does Aflac pay me or the hospital?

Aflac will pay $100 when a covered person receives treatment for a covered sickness or accidental injury in a hospital, including an observation room or an ambulatory surgical center, for a period of less than 23 hours and a charge is incurred.

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Does Aflac pay for ultrasounds?

While coverage is in force, we will pay this benefit for preventive testing once each 12-month period. Benefits include and are payable for annual physical exams,mammograms, Pap smears, eye examinations, immunizations, flexible sigmoidoscopies, PSA tests, ultrasounds, and blood screenings.

Does Aflac pay for CT scans?

MAJOR DIAGNOSTIC AND IMAGING EXAMS BENEFIT: Aflac will pay $200 when a Covered Person requires one of the following exams for Injuries sustained in a covered accident and a charge is incurred: computerized tomography (CT scan), computerized axial tomography (CAT), magnetic resonance imaging (MRI), or …

How much will Aflac pay me for a colonoscopy?

Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

Does Aflac cover pre existing conditions?

A. Disability caused by a Pre-existing Condition or reinjuries to a Pre- existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. … Aflac will not pay benefits for a disability that is being treated outside the territorial limits of the United States.

Will Aflac pay for C section?

(based on the Schedule of Operations listed in the policy) Aflac will pay one benefit per 24-hour period for surgery according to the benefits listed in the Schedule of Operations in the policy when, due to a covered sickness or injury, a covered person has a surgical operation, including a vaginal or cesarean delivery …

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Does Aflac cover elective surgery?

AFLAC will pay benefits according to the Schedule of Operations when a covered person has a surgical operation performed for a covered sickness in a hospital or ambulatory surgical center. … Benefits are not payable for cosmetic or elective surgery that is not due to sickness.

Does Aflac cover medical bills?

If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills, the mortgage or rent, utilities or other expenses you may have. They’re your benefits, so you can use them your way.